Identity Checks (Legacy)

Deprecation Notice:
CLEAR is deprecating the following identity checks:

Deprecated Check Group Deprecated Check New Check Group New Check
User-Attested Information Phone number is fixed or mobile phone (US) Phone Line Intelligence Phone number is a fixed or mobile phone (Document)
User-Attested Information Age is greater than 18 (US & INTL) Document Authenticity Age on Gov ID is 18 or over
User-Attested Information Full name matches date of birth (US) N/A N/A
User-Attested Information SSN9 is not deceased N/A N/A
User-Attested Information SSN9 is formatted correctly N/A N/A
Phone module (US) Full name matches phone number N/A N/A
Phone module (US) Last name matches phone number N/A N/A
Phone module (US) Date of birth matches phone number N/A N/A
Watchlists module (US & INTL) Full name is not on politically exposed persons lists Regulatory Screening Gov ID full name is not on politically exposed persons lists
Watchlists module (US & INTL) Full name not on sanctions lists Regulatory Screening Gov ID full name not on sanctions lists
Watchlists module (US & INTL) Full name not on warnings lists N/A N/A
Watchlists module (US & INTL) Full name not on adverse media lists N/A N/A
Address module (US) Address matches full name N/A N/A
Address module (US) Address matches last name N/A N/A
Address module (US) Address matches phone number N/A N/A
SSN module (US) Last name matches SSN9 N/A N/A
SSN module (US) Full name matches SSN9 SSN Validation Gov ID Full name matches SSN9
SSN module (US) Address matches SSN9 SSN Validation Gov ID Address matches SSN9
Document Capture Gov ID Last name matches SSN9 N/A N/A
Document Capture Document type and country matches user selection N/A N/A

Deprecated Check Group	Deprecated Check	New Check Group	New Check
User-Attested Information	Phone number is fixed or mobile phone (US)	Phone Line Intelligence	Phone number is a fixed or mobile phone (Document)
User-Attested Information	Age is greater than 18 (US & INTL)	Document Authenticity	Age on Gov ID is 18 or over
User-Attested Information	Full name matches date of birth (US)	N/A	N/A
User-Attested Information	SSN9 is not deceased	N/A	N/A
User-Attested Information	SSN9 is formatted correctly	N/A	N/A
Phone module (US)	Full name matches phone number	N/A	N/A
Phone module (US)	Last name matches phone number	N/A	N/A
Phone module (US)	Date of birth matches phone number	N/A	N/A
Watchlists module (US & INTL)	Full name is not on politically exposed persons lists	Regulatory Screening	Gov ID full name is not on politically exposed persons lists
Watchlists module (US & INTL)	Full name not on sanctions lists	Regulatory Screening	Gov ID full name not on sanctions lists
Watchlists module (US & INTL)	Full name not on warnings lists	N/A	N/A
Watchlists module (US & INTL)	Full name not on adverse media lists	N/A	N/A
Address module (US)	Address matches full name	N/A	N/A
Address module (US)	Address matches last name	N/A	N/A
Address module (US)	Address matches phone number	N/A	N/A
SSN module (US)	Last name matches SSN9	N/A	N/A
SSN module (US)	Full name matches SSN9	SSN Validation	Gov ID Full name matches SSN9
SSN module (US)	Address matches SSN9	SSN Validation	Gov ID Address matches SSN9
Document Capture	Gov ID Last name matches SSN9	N/A	N/A
Document Capture	Document type and country matches user selection	N/A	N/A

Device

Check name	Description
Device is trustworthy	Evaluates the device used during enrollment against known risk signals to determine whether it appears trustworthy and not associated with suspicious or fraudulent activity.

User attested information

Check name	Description
Full name matches date of birth (US)	Confirms that the provided full name and date of birth are associated with the same individual according to U.S. identity data sources.
Age is greater than 18 (US & INTL)	Confirms that the individual is at least 18 years old based on available identity data sources in the applicable region.
SSN9 is not deceased (US)	Confirms that the provided nine-digit Social Security number is not associated with a deceased individual according to U.S. records.
SSN9 is formatted correctly (US)	Validates that the provided nine-digit Social Security number is correctly formatted and structurally valid.

Phone module (US) - A group of phone-based identity checks used to evaluate the relationship between the phone number and the individual’s provided information.

Check name	Description
Full name matches phone number	Confirms that the provided full name is associated with the phone number according to one or more phone identity data sources.
Last name matches phone number	Confirms that the provided last name is associated with the phone number according to one or more phone identity data sources.
Date of birth matches phone number	Confirms that the provided date of birth is associated with the phone number according to available phone identity data sources.

Watchlists module (US & INTL) - A group of watchlist checks used to evaluate whether an individual appears on regulatory or risk-related lists.

Check name	Description
Full name not on warnings lists	Confirms that the provided full name does not appear on applicable warning lists.
Full name is not on politically exposed persons lists	Confirms that the provided full name does not appear on politically exposed persons (PEP) lists.
Full name not on sanctions lists	Confirms that the provided full name does not appear on applicable sanctions lists.
Full name not on adverse media lists	Confirms that the provided full name is not associated with adverse media coverage according to available sources.

Address module (US) - A group of address-based checks used to evaluate the relationship between the individual and the provided address.

Check name	Description
Address matches full name	Confirms that the provided address is associated with the provided full name according to available U.S. data sources.
Address matches last name	Confirms that the provided address is associated with the provided last name according to available U.S. data sources.
Address matches phone number	Confirms that the provided address is associated with the phone number according to available data sources.

SSN module (US) - A group of Social Security number–based checks used to evaluate the relationship between the SSN and the individual’s identity attributes.

Check name	Description
Last name matches SSN9	Confirms that the provided last name is associated with the provided nine-digit Social Security number according to U.S. records.
Full name matches SSN9	Confirms that the provided full name is associated with the provided nine-digit Social Security number according to U.S. records.
Address matches SSN9	Confirms that the provided address is associated with the provided nine-digit Social Security number according to U.S. records.

Email Verification module (US & INTL) - A group of email- and network-based checks used to assess email legitimacy and risk.

Check name	Description
Email is not high-risk	Evaluates whether the email address is associated with known high-risk or fraudulent behavior.
IP address is not high-risk	Evaluates whether the IP address used during enrollment is associated with known high-risk or suspicious activity.
Email was first seen more than 30 days ago	Confirms that the email address was first observed more than 30 days ago, which may indicate lower fraud risk.
Email query count is not abnormally high	Evaluates whether the email address has been queried an unusually high number of times, which may indicate elevated risk.

Document Capture

Check name	Description
Gov ID was processed (required to run gov ID checks)	Confirms that the submitted government ID image was successfully processed and met minimum quality requirements to enable downstream government ID checks.
Gov ID full name was extracted	Confirms that the full name was successfully extracted from the government-issued ID.
Gov ID type is an eligible document type	Confirms that the submitted government ID is an eligible document type supported by the verification flow.
Gov ID captured image is acceptable	Confirms that the government ID image does not show signs of tampering or unacceptable image quality issues.
Gov ID front is not suspicious	Analyzes the front of the government ID for visual signals that could indicate the document is suspicious.
Gov ID back is not suspicious	Analyzes the back of the government ID for visual signals that could indicate the document is suspicious.
Gov ID is likely authentic	Evaluates security features and issuer-specific elements to determine whether the government ID is likely authentic.
Gov ID is not expired	Confirms that the government-issued ID is not expired based on extracted expiration data.
Phone number is a fixed or mobile phone (Document)	Confirms that the phone number associated with the document flow is a valid fixed or mobile phone number.
Age on Gov ID is 18 or over	Confirms that the individual is at least 18 years old based on the date of birth extracted from the government-issued ID.
Gov ID last name matches phone number	Confirms that the last name extracted from the government ID is associated with the phone number.
Phone number matches user's information	Confirms that the phone number is associated with the user’s provided identity information according to available data sources.
Gov ID full name is not on politically exposed persons lists	Confirms that the full name extracted from the government ID does not appear on politically exposed persons lists.
Gov ID full name not on sanctions lists	Confirms that the full name extracted from the government ID does not appear on applicable sanctions lists.
Document type and country matches user selection	Confirms that the document type and issuing country selected by the user match the submitted government ID.
User's information matches a trusted source	Confirms that the user’s provided identity information is corroborated by one or more trusted data sources.
Gov ID matches DMV records	Confirms that information extracted from the government ID matches Department of Motor Vehicles records, where available.
Gov ID SSN9 is not deceased	Confirms that the Social Security number extracted or associated with the government ID is not linked to a deceased individual.
Gov ID SSN9 is formatted correctly	Validates that the Social Security number extracted or associated with the government ID is correctly formatted.
Gov ID Last name matches SSN9	Confirms that the last name extracted from the government ID is associated with the provided Social Security number.
Gov ID Full name matches SSN9	Confirms that the full name extracted from the government ID is associated with the provided Social Security number.
Gov ID Address matches SSN9	Confirms that the address extracted or associated with the government ID is associated with the provided Social Security number.
User is verified in country's database [India]	Checks included in the country database checks: Full name matches database Aadhaar number matches database Phone number or email matches database
User is verified in country's database [Mexico]	Checks included in the country database checks: Full name matches database National ID number matches database Date of birth matches database

Liveness/Selfie

Check name	Description
Selfie passes liveness check	Confirms that the selfie was captured from a live person and not from a photo, video, or other spoofing attempt.
Selfie matches portrait on Gov ID	Confirms that the selfie captured during enrollment matches the portrait photo on the submitted government-issued ID.